When you think about your financial health, choose the tab at left that fits you best. Or explore the smart money moves under each tab to make sure you’re making the most of your Sandia benefits.

I might have a family, a busy household and older family members who need attention. It’s tough to find enough time to get everything done. Financial and estate planning fall to the bottom of my to-do list.

If I wanted to, I could retire. I’m just not sure I’m ready to make that life change. I enjoy my work, and I have concerns about how I’ll find meaningful ways to spend my free time during retirement.

I don’t think I have as much saved as I should. I might be concerned about how much debt I have. I feel financially stressed, and I’m concerned I’m going to run out of money during retirement.

I like to be organized. I have a clear financial plan, and I have a good idea of how much money I need for retirement. I’m confident that I will reach my long-term goals.

I’ve recently started focusing on my financial health. I may be managing college debt, thinking about starting a family, and/or buying my first home, and I want to invest my salary wisely, including saving for my future.